How to Show Monthly Financing Options on Your Estimator

Why Add Financing to Your Estimator?

A homeowner looking at a $14,500 roof replacement might hesitate. That same homeowner looking at $242/mo is far more likely to take the next step.

Contractors who display financing options alongside their pricing typically see 17–20% higher close rates. Not because they’re offering credit — but because monthly payments make big projects feel manageable.

Priceguide now lets you show an estimated monthly payment on your results page. It takes less than two minutes to set up, and it’s completely optional.

Important: Priceguide does not offer financing. This is a display tool that makes customers aware of your existing financing offering. You are not acting as a financial adviser, and no credit checks or applications are involved.

How to Set It Up

Step 1: Open Your Estimator for Editing

From your Priceguide dashboard, find the estimator you want to add financing to and click Edit.

Step 2: Go to the Financing Tab

Inside the editor, you’ll see tabs along the top: Questions, Pricing Lab, Content Settings, and Financing. Click Financing.

Step 3: Enable Financing

Toggle the Enable Financing switch to On. This will reveal the configuration options below.

Step 4: Add Your Financing Terms

You can add up to 3 different term lengths, each with its own APR. Click + Add term to add more options.

For each term, select a length (in months) and enter the APR percentage. For example:

• • 12 months at 7.9% APR
• • 36 months at 9.9% APR
• • 60 months at 12.9% APR

What rates should you use? Enter the rates that match your actual financing partner’s offering. If you’re not sure, home improvement financing rates typically range from around 7% to 15% APR for customers with good credit, depending on the term length. Shorter terms usually carry lower rates. Check with your financing provider for the exact numbers to display.

Step 5: Set a Minimum Project Value (Optional)

If you only want financing to appear on larger estimates, enter a dollar amount in the Minimum Project Value field. For example, setting this to $2,000 means the financing display will only show on estimates above that amount. Leave it at $0 to show financing on every estimate.

Step 6: Add a Customer Disclaimer (Optional)

You can add a custom disclaimer message that appears at the bottom of the financing card on your results page. This is a good place to include something like:

“Financing terms shown are estimates only. Actual rates and terms are subject to credit approval through [Your Financing Partner]. Contact us for full details.”

What Your Customers Will See

Once enabled, the results page will display an Estimated Monthly Payment section showing the monthly cost range based on the estimate total and the financing terms you configured. If you added multiple terms, customers can toggle between them to compare options.

This sits alongside your standard estimate range, giving the customer both the total project cost and the monthly breakdown in one view.

Tips for Getting the Most Out of This Feature

Lead with the monthly number. The whole point is to reframe the conversation from a lump sum to a manageable monthly payment. Make sure your sales team knows this feature is live so they can reference it in follow up calls.

Use realistic rates. Only display rates you can actually offer through your financing partner. Showing an unrealistically low rate and then quoting something higher in person will damage trust.

Set a sensible minimum. Financing a $300 service call doesn’t make much sense. Consider setting a minimum of $1,000 or $2,000 so the monthly payment display only appears where it’s genuinely useful.